Accident and hospitalisation insurance is a type of coverage that provides financial protection in the event of an accidental injury or hospitalisation. It is designed to help cover the costs associated with hospital stays, medical treatments, and other expenses related to an accident or hospitalisation. This type of insurance usually covers things like emergency room visits, surgeries, and follow-up care. Additionally, it may also provide additional coverage such as accidental death and dismemberment benefits. It’s important to have this type of coverage as accidents and unexpected hospitalisations can be costly and cause financial strain on individuals and families.